Doodh Ganga Yojana 20223 Loan – Eligibility, Documents – FAKTAKEREN

Doodh Ganga Yojana 20223 Loan – Eligibility, Documents

The Doodh Ganga Yojana 2022-23 is a government funded loan programme that has been designed to provide small, marginal and medium dairy farmers with easy access to credit. The programme offers a variety of benefits, including: lower interest rates, no collateral requirements, and repayment assistance for those who require it. It also provides assistance to encourage the adoption of modern technologies in the dairy industry as well as other projects related to the milking business. If you’re a small or medium sized dairy farmer looking to expand your business opportunities and increase profitability, this loan could be just what you need! Read on to learn more about the Doodh Ganga Yojana 20223 loan’s eligibility criteria, documents required and other important information.

What is Doodh Ganga Yojana?

Doodh Ganga Yojana is a scheme launched by the government of India in order to promote entrepreneurship and employment in the dairy sector. The scheme provides financial assistance in the form of loans to aspiring entrepreneurs who wish to set up their own dairy business. The scheme also covers the costs of training and technical support for these entrepreneurs. In order to be eligible for the loan, applicants must have a minimum educational qualification of 10th standard. They must also produce a detailed business plan and submit it to the lending institution. The loan amount can be used for various purposes such as purchase of animals, construction of shed, purchase of machinery, etc.

Eligibility for Doodh Ganga Yojana Loan

In order to be eligible for a Doodh Ganga Yojana loan, you must:

-Be a resident of Bihar
-Be a landowner in the Doodh Ganga basin
-Have proof of income
-Have a good credit history

If you meet all of the above criteria, you can apply for a Doodh Ganga Yojana loan. The loan amount will be based on your income and credit history.

Documents Required for Doodh Ganga Yojana Loan

To apply for a Doodh Ganga Yojana Loan, you will need to submit the following documents:

1. A completed application form with your personal and financial details.

2. Proof of identity such as your PAN card, Aadhar card or passport.

3. Proof of address such as your ration card, utility bill or bank statement.

4. Your latest income tax return or Form 16.

5. Your bank statements for the last 6 months.

6. An appraisal report from a registered veterinary doctor if you are applying for a loan to buy cattle.

Interest Rates for Doodh Ganga Yojana Loan

Assuming you are referring to the Pradhan Mantri Mudra Yojana Loan:

The Pradhan Mantri Mudra Yojana (PMMY) was launched by the Indian government in 2015. It is a scheme that provides loans of up to Rs 10 lakh to small businesses and entrepreneurs. The loan can be used for a variety of purposes, including working capital, equipment purchase, and business expansion.

Interest rates for the PMMY loan are determined by the lending bank. However, all banks are required to offer a minimum rate of 9% per annum. In practice, interest rates on PMMY loans tend to be lower than average business loan rates, as the scheme offers preferential treatment to small businesses.

How to Apply for Doodh Ganga Yojana Loan?

The Doodh Ganga Yojana Loan is a scheme launched by the government of India to provide financial assistance to small and medium enterprises in the dairy sector. The loan can be used for various purposes such as purchase of equipment, working capital, etc.

To apply for the loan, you must first meet the eligibility criteria laid down by the government. Once you have met the criteria, you can download the application form from the official website and submit it along with the required documents to your nearest SIDBI branch.

The list of documents required for submission are as follows:

1. Application form duly completed and signed
2. KYC documents of applicant and promoters
3. Business plan with financial projections for next 3 years
4. Detailed project report with costings
5. Memorandum and articles of association or partnership deed (as applicable)
6. Audited financial statements for last 2 years (applicable only for existing businesses)
7. List of machinery/equipment to be purchased with costings (applicable only for new businesses)
8. Land/building papers (applicable only if purchased property is being used as collateral security)
9. Any other relevant document as may be required by SIDBI


The Doodh Ganga Yojana 2022-23 is a great opportunity for farmers to access low cost loans. By providing easy access to affordable credit, the scheme can help alleviate some of the financial burdens that come with farming and make it easier for them to make investments in their agricultural operations. It is important, however, that applicants are aware of all the eligibility criteria and necessary documents needed before applying. We hope this article has given you a better understanding of the scheme and helped you decide whether or not it’s right for your farm operation.

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